Country guide
Business accounts for companies in United States.
US importers pay suppliers in Asia and Europe; US distributors collect from buyers nationwide and abroad. USD, EUR and GBP accounts in your company's name, payments on bank rails and in digital dollars, and trade finance.
What businesses in United States get from Helm.
Collect from US buyers by ACH
Your USD account has a routing number and account number. US buyers pay it as a domestic ACH or Fedwire payment, free to receive by ACH.
- Approved08:40
- Sent08:41
- Receiving bank13:15
- ArrivesTue 21 Oct
Pay suppliers abroad by SWIFT or in USDT
Pay factories in China, Vietnam and India from the USD balance, with the fee and arrival date shown first.
Collect from European and British buyers locally
EUR IBAN and GBP sort code details let buyers in Europe and the UK pay without an international wire.
The payments a business in United States makes most.
| Movement | Rail | How it arrives |
|---|---|---|
| US buyer pays you | ACH or Fedwire | Domestic for the buyer |
| You pay a US supplier | ACH or Fedwire | Domestic payment |
| You pay a supplier in China or Vietnam | SWIFT or USDT | SWIFT in 1 to 3 business days; USDT in minutes |
| European buyer pays you | SEPA to your EUR IBAN | Domestic transfer |
United States at a glance.
| Local currency | USD |
| Account currencies at Helm | USD, EUR, GBP, USDC, USDT |
| Main ports and gateways | New York, Los Angeles, Miami, Houston |
| Main trading partners | Mexico, Canada, China, Germany, Japan |
Opening an account from United States.
Your account manager sends one document list: certificate of incorporation, register of directors and owners, identity and address for each, proof of business address, a recent bank statement and two or three invoices or contracts that show the trade. With the list complete, most accounts are live within days. The full list and timings are on the Eligibility page.
Helm is a financial technology company, not a bank. Accounts and payments are provided through licensed partners named in your account agreement; see Security.
Questions and answers.
Can a US company open a Helm account?
Yes. Helm serves businesses registered in the United States that trade internationally.
Is Helm a US bank?
No. Helm is a financial technology company. USD accounts are provided through licensed US banking and money transmission partners, named in your account agreement.
Why would a US company need Helm?
For EUR and GBP account details in its own name, SWIFT and digital dollar payments to suppliers abroad with the fee shown first, trade finance around orders and a named account manager.
Open your Helm account.
Accounts open in days, with a named account manager who knows the corridors businesses in United States trade along.
Or speak to our team: hello@helm.business- Sent by buyer08:02
- On SEPA08:03
- Received08:05
- In EUR account08:05