Guides
Plain guides to the money side of international trade: accounts, rails, suppliers and buyers.
Best business bank account for importers
What importers need from a business account: USD and EUR balances, SWIFT and digital dollar payments, supplier finance. A checklist and a fee comparison of Helm, Wise, Airwallex, Payoneer, WorldFirst and Statrys.
Read the guideBest business bank account for exporters
What exporters need: USD, EUR and GBP account details buyers pay domestically, balances held in hard currency, digital dollars and receivables finance. Checklist and fee comparison.
Read the guideBest business bank account for wholesalers and distributors
What wholesalers and distributors need: local collection from retailers, batch payments to suppliers, balances on both sides and stock finance. Checklist and fee comparison.
Read the guideHow to receive USD from overseas buyers
Give US buyers a routing number and account number in your company's name and they pay you by ACH, free and next day. The details to put on your invoice, the rails, and what to do with the USD.
Read the guideSWIFT, ACH and Fedwire explained
How ACH, Fedwire and SWIFT differ in speed, cost and reach, with SEPA, Faster Payments and digital dollars alongside. A table and a rule for choosing the rail for each payment.
Read the guideHow to pay suppliers in China
How Chinese suppliers invoice, the three ways to pay them (SWIFT to Hong Kong or mainland accounts, or USDT), how to handle deposit and balance, and the account to pay from.
Read the guideMore from Helm
Compare business accounts
Helm against Payoneer, Wise Business, Airwallex, WorldFirst and Statrys, on the same checklist.
CompareCountry guides
How Helm works for businesses in the United States, Hong Kong, the UAE, Mexico, India, Pakistan, Nigeria and Vietnam.
CountriesSWIFT code lookup
The codes of the main banks in the countries traders pay most.
Look upOpen your Helm account.
Accounts open in days, with a dedicated account manager from the first call.
Or speak to our team: hello@helm.business- Sent by buyer08:02
- On SEPA08:03
- Received08:05
- In EUR account08:05