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Solutions

Banking for importers.

Pay suppliers in the currency they invoice, from one USD, EUR and GBP account, with the arrival date in front of you and finance for the goods until they sell.

Payment to supplierHLM-48213 · SWIFT
In transit
USLAXLos Angeles
CNSZXShenzhen
Guangzhou Textile Co.46,200.00 USD
  1. Approved09:12
  2. Sent09:14
  3. Receiving bank11:02
  4. ArrivesThu 23 Oct
Fee shown at approvalRate locked at approval
FedwireACHSWIFTSEPAFaster PaymentsUSDCUSDTSolanaEthereumTron

What importers get from Helm.

Payment to supplierHLM-48213 · SWIFT
In transit
USLAXLos Angeles
CNSZXShenzhen
Guangzhou Textile Co.46,200.00 USD
  1. Approved09:12
  2. Sent09:14
  3. Receiving bank11:02
  4. ArrivesThu 23 Oct
Fee shown at approvalRate locked at approval

Suppliers paid on the day you promised.

Pay factories in China, Türkiye, India and Vietnam by SWIFT or in USDT, with the arrival date shown before you send.

Batch payment12 payments
GTGuangzhou Textile Co.46,200.00 USD
HGHanoi Garment JSC25,000.00 USD
SCShree Cotton Exports18,400.00 USD
AFAnadolu Freight A.Ş.6,150.00 EUR
+ 8 more
Total212,940.00 USD
FeesShown before approval
All arrive byFri 24 Oct
Approve batch

Deposits and balances from one account.

Pay the 30% deposit and the 70% balance from the same USD account, each one tracked against the order.

Order PO-7713Financed
Supplier paid today120,000.00 USD
TodaySupplier paidDay 35Goods arriveDay 90You repay

Goods financed until they sell.

Helm pays the supplier now and you repay in 30, 60 or 90 days, after the container has landed and the stock is moving.

Questions and answers.

Can I pay a supplier in China from Helm?

Yes. Pay by SWIFT to the supplier's bank account, or in USDT or USDC to the supplier's wallet. Many suppliers invoice through a Hong Kong company; Helm pays both.

Can I pay the deposit and the balance separately?

Yes. Each payment is tracked against the order, with its own reference, fee and arrival date.

Does Helm finance the goods?

Yes. Helm offers supplier finance: Helm pays the supplier's invoice and you repay on a fixed date after the goods arrive.

Which currency should I pay suppliers in?

The currency on the invoice. Most Asian suppliers invoice in USD; Türkiye and Europe often invoice in EUR. Helm shows the rate and the fee before you send either.

How do I open an account as an importer?

Your account manager sends one document list covering your company, its owners and its trade. Most accounts are live within days.

Open your Helm account.

Accounts open in days, with a dedicated account manager who knows how importers trade.

Or speak to our team: hello@helm.business
Payment from buyerHLM-48177 · SEPA
Arrived
DEHAMHamburg
USLAXLos Angeles
Nordhafen Handels GmbH+ 72,400.00 EUR
  1. Sent by buyer08:02
  2. On SEPA08:03
  3. Received08:05
  4. In EUR account08:05
Received in fullReady to hold, convert or pay out